Merrick Bank provides its customers a Secured Visa Credit Card which can be further upgraded to Platinum Visa Credit Card. But one must make sure that you always have the habit of checking the balance of your Credit Card.
Importance of Balance Checking of Merrick Bank Credit Card:
Before telling you the various ways of checking the balance of your Merrick Bank Credit Card, one must know the importance of checking the balance of Merrick Bank Credit Card. One of the main reasons is that you can keep a check on your bank account. Any unauthorized transaction can be pointed out quickly and you can take immediate action towards it.
At many times the banks can enter product charges by mistake so you can inform the bank about that particular service and redeem the action done. In this way you will not pay the amount you have not spent and it will save your money for the future.
If you have not checked your balance in quite a while and you go and cash a check. But your check bounces due to lack of amount in the account then what? It becomes embarrassing and you may face problems. A constant check of your Merrick Bank Credit Card balance can save you from this horrible situation.
How to manage Merrick Bank Credit Card Balance Check?
To avoid these uncomfortable situations one must keep a record of all the transactions done through and don’t throw away any ATM receipts. You can also avail the automatic bill payment option. Furthermore subscribe to SMS alerts and online banking.
Various Ways to Check Merrick Bank Credit Card Balance:
Merrick Bank has several ways by which its customers can check the Merrick Bank Credit Card balance freely.
As it is the age of online, the very first and uncomplicated way is by logging in to your Merrick Bank Credit Card account. Enter your user name and password and click logon.
On the home page you will see an option of manage your account; by clicking on it you will have a long list in which balance check is also there. Hit the balance check button and a full detailed summary of each and aver transaction will be available and at the end the current balance.
Note: Always pay on time!
Another way of checking Merrick Bank Credit Card balance is by sending an email demanding to know the card balance. Provide your card number, full name and date of birth so that the bank verifies it and send the return email to you.
If the internet service is somehow not there at your home or office or anywhere else, just pick up your phone and call the customer care center on 1-800-204-5936. The call center representative will ask your full name, date of birth and last four digits of your Merrick Bank Credit Card. a computerized voice will give the balance of your card.
You can use the old ways of sending a handwritten application to Merrick Bank Credit Card and posting it on the following address:
P.O. Box 9201
Old Bethpage, NY 11804-9001
Or you can use the mobile app that Merrick Bank has developed just for you. Merrick Bank knows in this busy life people do all their business and banking transactions through their mobile phone. So Merrick Bank mobile app can be downloaded from either Google Play Store or Apple App Store.
You can see now that Merrick Bank Credit Card Balance Check is not difficult at all if you know what to do and what to avoid. Merrick Bank has given many facilities of checking the balance to its customers.